Young family playing with their child in a moving box

Home Mover

Upsizing or downsizing your home – know your budget.
Young family playing with their child in a moving box
Utilise ‘our’ mortgage calculators

Moving house is a big decision and one that will have a big impact on your finances. It is important to establish your budget early on so as not to waste time viewing properties that are either too expensive or, perhaps, too small if you can afford more than you think. It is also a good idea to understand all the costs associated with buying and selling your property and when you need to pay them. These can include valuation fees, stamp duty, solicitors’ fees and moving costs.

Types of mortgage products

There are many mortgage products on the market today so it is difficult to know where to start and using online tools are unlikely to find you the best deal. That’s where we come in.

Everyone has their own set of unique circumstances. For instance, the self-employed are assessed in a slightly different manner as mortgage lenders generally require at least two years of accounts. Sub-contractors, on the other hand, can apply for CIS mortgages using their gross income rather than provide full accounts.

Porting your mortgage can be a flexible option when moving home as this allows you to retain the same mortgage terms and avoid early repayment fees. Although this may not be suitable for everyone.

Basically, your capacity to borrow depends on your own personal situation and we can help you find the right mortgage product quickly. This can be crucial if you are competing to buy your dream home and help minimise the challenges of the moving process!

A couple sitting on the floor brainstorming as they look at their mortgage papers
Your property may be repossessed if you do not keep up repayments on your mortgage.
Our Fees
We do not charge for our initial consultation.

Further advice will range from:
£199 - £799
The precise amount will depend on your circumstances.
Want to find out more?
Chat over the phone, drop us an email or meet face-to-face in our private meeting room.
Or, alternatively, start a WhatsApp chat with one of our experienced brokers right now.